What Are The Most Effective Tips For Paying Down Credit Card Debt?
The snowball method is just one of the most popular strategies. Tell us your personal favorite.
I, like many others, lose a part of my soul every time I have to budget yet another payment toward my credit card bill. And sometimes, it feels like it’ll take forever to get the balance down to zero.
So, if you’ve managed to get a handle on your repayments, we need your help! Tell us your most useful tips for paying off your card card debt.
Maybe you handle multiple credit cards by using the snowball method (aka, paying as much as possible on the card with the smallest debt while paying the minimum on all other cards). You feel super ~accomplished~ when you wipe out one card and can focus on the next.
Or perhaps you made a budget and realized you had a little extra money each month to tack onto your payments.
Or, maybe you used the credit card points you accumulated to make a payment or two. Those rewards really did come in handy!